LIC Jeevan Arogya (Table 903) is a non-linked Health Insurance Policy which helps individuals to cope up with the rising medical costs. In this plan you can cover yourself, spouse, children, parents as well as mother-in-law and father-in-law. It is a comprehensive health insurance policy for the entire family.
Features of LIC Jeevan Arogya :
- One health insurance policy that covers self, spouse, children, parents and parents-in-law
- Provides Hospitalisation Cash benefit (HCB) and Major Surgical Benefit (MSB)
- Provides benefit payout irrespective of actual medical cost incurred
- Cover can be extended to new members of the family in case of marriage and childbirth
- Quick Cash Facility is available on hospitalisation instead of waiting to make a claim for the benefit after discharge
Exclusions of LIC Jeevan Arogya :
- Routine check-ups and Non-allopathic treatments
- Pregnancy or child-birth related conditions
- Epidemic diseases or conditions (classified by Central or State Government)
- Abuse of drugs, alcohol or intoxicants
- Participation in dangerous sports like racing, scuba diving, bungee jumping
- Sexually transmitted diseases like HIV / AIDS
- Any act of war, invasion of foreign enemy, naval or military operations etc
